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Usually, when we travel or even more when we plan to live in another country, we think about everything: tickets, lodging, plans, and places to visit, but have you thought about how important it is to ensure your health? It is advisable to have a health insurance policy, not only to comply with the requirements of the Colombian government but also because our health and welfare should always be a priority, especially if we are in a foreign country.
The Colombian government recommends and, in some cases, requires a health policy when foreigners enter the country. Although the Colombian health system stands out for having good coverage and guarantees initial emergency care to the entire population, it is the foreigner’s responsibility to ensure their physical and mental health throughout their stay in the country.
This blog explains why it is essential and explains how to obtain a health policy with coverage in Colombia.
What is a Health Insurance Policy?
A health policy is a contract with an insurance company that guarantees the contracting party’s medical and integral assistance by covering the costs of care according to the selected plan.
Why is it essential to have a health insurance policy in Colombia?
On the one hand, the Colombian government recommends that tourists present a health policy or medical insurance covering them during their stay when they enter the country. In addition, with the new Resolution 5477 of 2022, most foreigners who want to start the Colombian visa process must present a health policy with the following characteristics:
Now, why is it important? The truth is that nobody plans to get sick or have an accident, but what is certain is that we will need medical attention at some point. Health policies cover these eventualities representing benefits such as:
- Receive quality medical care.
- Have 24/7 protection.
- Have peace of mind throughout your stay.
- Save money and time.
- Obtain more outstanding guarantees in case of an accident, illness, or unexpected events associated with health.
Why is it mandatory to have a Health Insurance Policy for the Colombian visa application?
Although the health policy is a mandatory requirement for certain types of visas such as Tourism, Digital Nomad, Student, Retirement, and Volunteer, among others, the Colombian government may request this requirement for any visa even if it is not stipulated in the specific requirements of Resolution 5477. These are some of the visas that you can obtain with your Assist Card Health Insurance Policy, getting 20% OFF in the visa process with expatgroup.co.
Get your health policy in Colombia.
In Colombia, several insurance companies offer health policies with excellent coverage, with different plans that adapt to your budget and needs and that are also approved by the Colombian government to start your Colombian visa process.
Assist Card
It is a global company that offers comprehensive travel assistance. Founded in Switzerland in 1972, it currently has direct service in more than 190 countries. This insurer is one of the biggest providers with high-quality standards, not only in health but also with various plans and complementary services for travelers, such as:
Medical assistance in Colombia and abroad
Legal and financial assistance
Luggage coverage in case of possible loss
Health transfer and repatriation
Accompaniment of Minors
Assistance in case of flight loss
AC 35 Plan
This plan includes great benefits in medical assistance, traveler’s insurance in case of lost luggage, and service in case of theft.
Includes
Medical assistance: USD 35,000
Medical prescription: USD 800
Loss of luggage: USD 1,200
AC 60 Annual Plan
This plan is recommended for those on short—or long-stay trips worldwide. It meets all Schengen requirements for entry and stays in the European Community and all the characteristics required by the Colombian government for the Colombian visa application.
Includes
Medical assistance: USD 60,000
Medical prescription: USD 1.000
Loss of luggage: USD 1,200
AC 150 Annual Plan
This plan stands out for being one of the most complete. It also has remarkable benefits such as personal accident insurance, assistance to pregnant women, coverage for sports accidents, and many more.
Includes
Medical assistance: USD 150.000
Medical prescription: USD 2.000
Loss of luggage: USD 1,200
AC 250 Plan
This plan is the most complete of Assist Card’s portfolio, with a maximum global coverage of USD 250,000.
Includes
Medical assistance: USD 250.000
Medical prescription: USD 2.500
Loss of luggage: USD 1,200
Student Plan
It is designed for students who require a stay outside their country of origin from 90 to 360 days for verifiable study purposes.
Includes
Medical assistance: USD 110.000
Medical prescription: USD 2.000
Loss of luggage: USD 1,200
Ensure your health wherever you are, avoid unnecessary expenses, and avoid risking your well-being and the risk of not complying with the requirements demanded by the Colombian government for your Colombian visa processes.
